Business Insurance

Business Insurance

Our team of financial advisers have strong links to the local Nelson business community and by putting our clients’ and their business interests first we strive to earn their trust, give them security that their buildings and business assets are well covered.

How we can help your business

There are a number of different types of insurance a business may require including:

Material Damage

Material Damage

Material damage can cover the business for the physical loss or damage caused to assets by natural disasters including weather events, earthquakes, and losses due to fire burglary and accident. This cover is essential for anyone who owns commercial buildings, equipment or stock.

Business Interruption

Business Interruption

A business’ loss can be more than just the loss of a business asset. The asset loss may cause interruption to your normal business operations and that financial cost may even be more than the cost of the loss of the asset. Business interruption can assist the business survive by helping recover your loss of profit.

Commercial Motor

Commercial Motor

Commercial motor insurance is similar in manner to personal motor insurance in that is allows an entity to take out comprehensive cover, third party cover, or third party, fire and theft cover. Commercial motor cover may extend to commercial vehicles, company cars, business fleets, company cars and business fleets.

General Liability

General Liability

This provides protection for liability from damage to third party property or bodily injury. This type of cover is important for anybody who occupies or leases property in connection with their business, and/or provides a service away from their premises (such as a decorator, painter, motor mechanic, electrician, plumber).

Contract Works

Contract Works

This is important cover for commercial, industrial and domestic builders, sub-contractors, and owner-builders against damage, natural disasters, injury, theft and product or public liability.

Farm

Farm

Cover to help safeguard your home, farm buildings, livestock, vehicles, equipment and against loss of income. Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income.

Marine

Marine

Protects your business from loss or damage to vessels and cargo as well as the delivery and storage of goods. Marine insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina and more.

Our Insurance Partners